Retail & Non-Retail Loans
Service Details
Retail &
Non-Retail Loans
Retail and non-retail loans are financial products designed to meet the borrowing needs of different customer segments. Retail loans are primarily aimed at individual consumers and include products like personal loans, home loans, auto loans, and credit cards.
Description
At Finovance Financial Services, we specialize in providing customized loan solutions to meet diverse personal and business requirements. With strong expertise and wide banking network access, we ensure our clients receive the most suitable funding at competitive terms.
Here’s a detailed breakdown of the loan services we offer:
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Home Loan & Top-Up Loan / Loan Against Property (LAP)
Get the best financing options for buying your dream home with competitive interest rates.
Avail Top-Up Loans on your existing home loan for renovation, expansion, or other personal needs.
Secure funds through Loan Against Property (LAP) by leveraging your residential or commercial property without selling it.
Loan for Shop/Commercial Property Purchase
Finance your office, shop, or commercial property purchase with flexible repayment options.
Suitable for entrepreneurs, professionals, and investors aiming to expand or establish business presence.
Lease Rental Discounting (LRD)
Unlock the value of your rental income by availing funds against leased commercial properties.
Ideal for property owners looking for liquidity without selling their assets.
Education Loan for Overseas
Fulfill your or your child’s dream of studying abroad with specialized overseas education loans.
Covers tuition fees, accommodation, travel, and other essential expenses.
Personal Loan
Quick and hassle-free unsecured loans for personal needs like marriage, travel, medical emergencies, or lifestyle requirements.
No collateral required; minimal documentation with faster disbursal.
Business & Non-Retail Loan Solutions
MSME & Working Capital Loan
Financial support for Micro, Small, and Medium Enterprises to manage day-to-day operations.
Flexible repayment terms designed to ensure uninterrupted business growth.
Machinery / Equipment Finance
Finance for purchasing new or used machinery & equipment for manufacturing, industrial, or service-based businesses.
Helps businesses upgrade technology and scale operations.
Non-Fund Based Facilities (LC/BG/Capex LC)
Letter of Credit (LC) and Bank Guarantee (BG) facilities to support trade and business contracts.
Capex LC for financing large-scale capital expenditure requirements.
Unsecured Business Loan
Collateral-free loans for businesses to meet short-term financial needs, expansion, or working capital gaps.
Suitable for SMEs, professionals, and traders looking for quick financial solutions.
With Finovance, you not only get access to the right funding but also receive expert advisory support to choose the best loan structure that aligns with your financial goals.